Post Matric Scholarship & Bihar Student Credit Card
Last updated: 26 July 2026
Bihar offers two major financial support schemes for students continuing education after Class 10 — useful for students from Madhepura pursuing further studies.
Post Matric Scholarship
This scholarship supports SC/ST/OBC/EBC and minority students studying beyond matriculation, covering tuition and maintenance costs, administered through the respective Bihar welfare department portals depending on category.
Bihar Student Credit Card Yojana
Under the 7 Nishchay programme, the Bihar Student Credit Card offers an education loan of up to ₹4 lakh through the Bihar State Education Finance Corporation (BSEFC).
Eligibility
- Permanent resident of Bihar
- Passed Class 12 or equivalent from a recognised board
- Not older than 25 years at the time of application
- Secured admission in an AICTE/UGC-recognised institution
Interest Rate
Simple interest of 4% for general category students, reduced to 1% for women, differently-abled, and transgender students. Repayment begins after course completion and employment.
How to Apply
Register with your Aadhaar, mobile number, and email — you'll receive login credentials by SMS/email to complete the application. For help, call the helpline 1800 3456 444.
Common Questions
Bihar Student Credit Card me kitna loan milta hai?
Bihar Student Credit Card Yojana ke tahat ₹4 lakh tak ka education loan milta hai.
Student Credit Card ke liye interest rate kitna hai?
General category ke liye 4% aur women/divyang/transgender students ke liye 1% simple interest lagta hai.
Post Matric Scholarship kise milti hai?
SC/ST/OBC/EBC aur minority students jo matriculation ke baad padhai kar rahe hain, unhe yeh scholarship milti hai.