Madhepura Kisan Credit Card (KCC)

Last updated: 26 July 2026

The Kisan Credit Card scheme gives farmers in Madhepura district access to affordable short-term credit for agriculture, fisheries, and animal husbandry needs.

Eligibility

Small and marginal farmers, share-croppers, oral lessees, tenant farmers, and Self-Help Groups (SHGs) or Joint Liability Groups (JLGs) of farmers are all eligible.

Interest Rate

Short-term agricultural loans up to ₹3 lakh carry a standardised interest rate of 7% per annum, with additional interest subvention for farmers who repay on time — effectively lowering the rate further. Loans up to ₹1.6 lakh don't require collateral.

Documents Required

Identity proof (Aadhaar, PAN, Voter ID, or driving licence), address proof, land ownership documents, and passport-size photographs.

How to Apply

Apply at any nationalised or regional rural bank branch in Madhepura (see our bank branch directory), or through your bank's net banking portal if you already hold an account there.

Common Questions